FAQs
Frequently asked questions about public insurance adjusters.
A Public Adjuster is an insurance adjuster who works for you, the policy holder during the claims process. We represent YOUR interests and not those of the insurance company. Our job as Public Adjusters is to make sure that you receive fair and equitable compensation for your claim so you are able to return your property to its pre-loss condition.
When you file a claim, your insurance company will send an adjuster to assess your damage. However, that adjuster works for the insurance company. They will give you the smallest payment possible, because that is what they are paid to do. Don’t take their numbers at face value!
On the other hand, a Public Adjuster, by law, has a financial responsibility to you. Our job as Public Adjusters is to make sure you are compensated for your claim so you are able to return your property to its pre-loss condition.
We’ll be able to determine what your property is worth so that you don’t have to be low-balled by the insurance company.
Owning a home, business, or commercial property is stressful enough. That stress is further compounded after a loss. Hiring a Public Adjuster allows you to take that burden off of your shoulders and put it on ours instead. We know this business inside and out and our goal is to make sure you get a fast and fair settlement with the least possible amount of stress.
In addition to having a Public Adjuster on your side, you have our team of experts as well.
Depending on your needs, AIA is armed with a professional network including building consultants, inventory specialists, art appraisers, accountants, and attorneys.
AIA is experienced with several types of losses including:
- Fire
- Theft
- Flood
- Collapse
- Hurricane
- Burst Pipe
- Transit Perils
- Business Interruption
- Windstorm
- Vandalism
The only thing you have to do is contact us. You can call us toll free at 732-918-9400. You can also contact us by using this contact form. We will contact you immediately and proceed with your loss assessment. The rest is on us. We will:
- Inspect the loss site and conduct a comprehensive forensic evaluation of your property.
- Gather photographic evidence
- Bring in outside experts to determine the value of your loss in order to support your home or business insurance claim.
- Document the full extent of your loss using bills and invoices utilizing industry-leading experts.
- Present your claim, supported by scientific evidence and sometimes even expert testimony in a well-documented, professional manner.
- Negotiate with your insurance company to receive the largest reimbursement possible.
You will receive a free initial consultation about your property loss. We will inspect the loss site and assess the damage, including problems that may not be immediately apparent. Then, we will gather all of the data to support your claim and determine how much it will cost to rebuild and/or replace everything to its original condition.
We will also handle all of the negotiations with your insurance company on your behalf and continue working for you until the settlement check is safely in your hands.
If your home, business, or commercial property sustains damage, contact us before contacting your insurance company. We can assist with properly filing your claim, coordinating the mitigation efforts, preparing a detailed assessment of your damages and finally, negotiating a fair and equitable settlement.
Atlantic Insurance Adjusters is licensed in the following states: NJ, NY, PA, CT, ME, VA, NC, SC, GA, FL.