Storm Damage Insurance Claim
A hurricane, tornado, or thunderstorm may destroy or damage your home or business. Storm damage can be expensive, affecting the roof, walls, windows, or doors of your property and allow destructive winds and water into the interior.
If your home or commercial building has suffered storm damage, take immediate steps to secure the property to prevent injuries. You also should mitigate the damage, such as putting a tarp on the roof or plywood over a broken window.
With storm damage, it is usually best to report a loss within one or two weeks of its occurrence. That gives you time to gather the evidence of the damage. Atlantic Insurance Adjusters can help your assessment and document your storm damage insurance claim in order to maximize your eventual settlement.
Next, contact your insurance company before you begin repairing the property. The insurer will want to inspect the damage “as is” and any premature repairs could result in a smaller settlement.
Once you have contacted your insurance company, take the following steps:
- Document the extent of the damage: take photographs and videos and prepare a written list of everything that has been damaged by the storm.
- If there has been significant damage to the roof or exterior, you may want to call in a contractor who can inspect the structural damage and provide an estimate for repairs.
- If the building has suffered previous damage, try to locate any information related to those repairs. Establish the pre-loss condition before filing your claim.